StuCred Instant Loan App: Now all students will get loans, apply online

StuCred Instant Loan App: If you are a college student or studying in any coaching institute, then you must have needed money at some point or the other. In such a situation, if you ask for money from someone, there is very little hope of getting it from there.

But the StuCred Loan App can help you in such a situation which recommends loans only against college ID. By taking a loan from the StuCred app, you can take loans ranging from ₹ 1,000 to ₹ 10,000 for your personal needs like books, pocket money, etc.

Today in this article, we are going to give you complete information about the StuCred Instant Loan App, how to apply for a loan, how much a loan will be given, eligibility, whether this loan is approved by RBI or not, and what is the repayment period of the loan, etc.

To know all the information related to this loan application, read this article till the end.

You may also apply for SBI Education Loan in 2024 

StuCred is a Student Loan App that is the most trusted real-time student credit app in India. Through this Loan App, college students doing institute, and technical courses can take loans for their personal needs only through College ID. StuCred App provides loans to students by reporting to credit bureaus. So that it proves effective in improving your credit score.

Related Post:  How to Take an Education Loan in 2024: Eligibility, Interest Rates, Benefits

Till now, this app has been downloaded by more than 5 lakh people from the Google Play Store and it has got 4.4 rating. Apart from this, this app has provided loans to more than 700 colleges in India and has more than 45,000 users across India.

Example:- If you take a loan up to ₹ 1000 from here and suppose the tenure of your loan is 90 days, then after 90 days you will have to return ₹ 1000 + ₹ 60 = ₹ 1060, that is, here you will have to:

  • No interest rate to be paid.
  • You just have to pay Processing Fees 6%.
Loan App NameStuCred Loan App
Type of LoanStudent Loan
Loan AmountMin. ₹1000 to Max. ₹15,000
Loan Tenure61 Days to 120 Days
Interest Rate0%
Processing Fee6%
Official WebsiteClick Here
StuCred Instant Loan App

With StuCred App you can avail of instant loans ranging from ₹1000 to ₹10,000. The stuCred app provides you loan with no hidden charges and minimum documents.

You may also check:10 Ways to Enhance Quality of Teaching and Learning in Schools

  • The applicant must be a resident of India.
  • The age of the applicant should be above 18 years.
  • The applicant must have an active bank account.
  • The student must have a student ID.
  • There should be KYC documents like – Aadhar Cards, PAN Cards, etc.

Although the StuCred Loan app provides loans with minimum documents, you still need to have the following documents:

  • Aadhar card
  • PAN card
  • Passport size photo (selfie)
  • College ID
  • Bank details
Related Post:  Clark University Scholarships in USA 2023
  • First of all, you have to install the StuCred App from the Google Play Store.
  • Now as soon as you open this app, you will see the login option here. If you are an old user then you can simply log in to this app.
  • If you are using this app for the first time then you have to click on “Sign Up”.
  • Now here it will ask for your registered mobile number. Then it will ask you to enter the passcode and then your name as per Aadhaar and college name.
  • After this, a new page will open in front of you. You have to enter your information i.e. Student Information carefully. Then click on Next.
  • Here you have to keep one thing in mind you must have a college email, without that you cannot get a loan. Because your OTP will come via email only.
  • After this, on the next page, you will see the option of User Verification in which you have to upload the following documents-
  • to upload aadhaar card
  • I have to make a video and upload it
  • You have to upload your College ID.
  • After uploading all this, you will get real-time credit shown on the next page.
  • In this way, you can apply for a loan here.
  • First of all, you have to check your college or institute in this app, which you can check by visiting its official website on the “IS YOUR COLLEGE ON STUCRED” option.
  • If your college or institute is in this option then only you can apply for a loan here.
  • You will also need College Email here, without College Email you will not be given a loan.
Related Post:  Study In Malta In 2023-2024 | High Salary | Low Tuition Fees
  • In this Loan App, you do not have to pay any interest.
  • This Loan App is completely authentic.
  • Here, the loan is available to you for a longer period.
  • You get the loan with minimum paper documents.
  • StuCred allows you to build your credit score well before you graduate.

The stored app gives top priority to the privacy and security of your data. StuCred Loan App follows technical security and robust protocols that are fully certified.

According to StuCred’s claim, this app does not share your data with any third-party platform. Apart from this, this app is approved by RBI and NBFC.

If you face any kind of problem in taking a loan or any technical problem, then you can solve your problem by talking to customer care, information about which is given below.

Overcome financial emergencies with ease. StuCred Instant Loan App offers quick and hassle-free loans without the need for paperwork, collateral, or credit history. Download the app now and borrow within minutes. Say farewell to traditional loan troubles and welcome the era of instant loans with StuCred.

What is the StuCred Student Loan App?

StuCred is a Student Loan App that is the most trusted real-time student credit app in India. Through this Loan App, college students doing institute, and technical courses can take loans for their personal needs only through College ID.

What are StuCred Loan App Eligibility Criteria?

Applicant must be a citizen of India
– For this Loan App, your age must be at least 18 years.
– You will need a College ID to take a loan here.

Is it safe to take a loan from StuCred?

The stored app gives top priority to the privacy and security of your data. StuCred Loan App follows technical security and robust protocols that are fully certified.

What are the StuCred Loan app benefits?

In this Loan App, you do not have to pay any interest.
– This Loan App is completely authentic.
– Here loan is available to you for a longer period.
– You get the loan with minimum paper documents.
– StuCred allows you to build your credit score well before you graduate.